Free calculator · 2026 rates

Gross → net salary in Geneva. The real calculation, line by line.

2026 social contributions, second pillar based on your age and Geneva's official withholding tax scale. Finally know what lands in your account.

Your status

The legal minimum is often far below reality: banks and large companies often deduct between 5 and 10% of gross salary. Enter only your share: your employer pays at least as much on top, without affecting your net.

Scale applied: A0

The result updates with every change.

Net per paymentCHF 6,334

Resident · net per payment

6,334 CHF

12 payments · annual net 76,007 CHF · i.e. 76% of gross

Per paymentAmount · rate
Gross salary8,333
AHV/AVS (pension, disability, income loss)− 442 · 5,3 %
Unemployment insurance− 92 · 1,1 %
2nd pillar (legal minimum)− 268 · 3,2 %
Non-work accident insurance− 83 · 1,0 %
Withholding tax− 1,115 · 13,38 %
Net6,334

After the average adult health insurance premium in Geneva (about CHF 610 a month), you have about CHF 5,724 left per month.

Resident: don't forget LAMal

The LAMal premium is not deducted from your salary: count on an average of CHF 610 a month for an adult in Geneva in 2027, on top. Above CHF 120,000 of income you move to ordinary taxation and your final tax is recalculated.

Cut your tax

With your salary, pillar 3a can save you about 2,000 CHF in tax per year.

See what your savings would become in 10, 20 or 30 years, and what the tax you save brings in.

Simulate my pillar 3a →

How we calculate

AVS / AI / APG: 5.3%

On your whole salary. Your employer pays the same share.

Unemployment insurance: 1.1%

Up to CHF 148,200 of annual salary.

2nd pillar (LPP)

By default, the legal minimum: half of 7 to 18% of the coordinated salary depending on your age (15% between 45 and 54), on at most CHF 64,260 of insured salary in 2026. Above that, nothing is mandatory, which is why the minimum looks low on high salaries. Enter your fund's rate for a result close to your payslip.

Non-work accidents: ~1%

The exact rate depends on your employer's insurer.

Withholding tax

Official 2026 scale of the canton of Geneva, applied to the average gross monthly salary.

Sources: 2026 withholding tax scales, canton of Geneva · FSIO, 2026 thresholds. Indicative estimate: your payslip may differ depending on your pension fund, your accident insurance and your employer's sickness benefits.